Member Service Representative at CDPHP in Albany, NY, US

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Job Description

Grounded by a compelling mission, core values, and compassion for people, CDPHP and its family of companies offer a strong foundation for a rewarding career. Established in 1984, CDPHP is a physician-founded, member-focused, and community-based not-for-profit health plan that offers high-quality affordable health insurance to members throughout New York. The company values people, quality, innovation, and community, and its corporate culture supports those values wholeheartedly. CDPHP is committed to fostering a culture of belonging and takes a holistic approach to diversity, equity, and inclusion. At CDPHP, the employees have a voice and are encouraged to make an impact at both the company and community levels through engagement and volunteer opportunities. CDPHP invests in employees who share these values and invites you to be a part of that experience.
The Member Service Representative shall assume full responsibility and ownership for all aspects regarding education of the member, the Employer Groups, Brokers and/or prospective members regarding the proper utilization of the Plan. In addition, the incumbent will address and resolve service problems, complaints, and advise the customer of their rights and responsibilities. The Member Service Representative will work closely with all departments, such as Marketing, Enrollment, Pharmacy (internal and external), Provider Services, and Claims Operations to resolve member inquiries as defined within Member Services Procedures. The incumbent will also review eligibility requirements, provide rates for various health products, provide usual and customary rates based on procedural codes, and assist prospective members with enrollment applications as requested by the customer. Representatives are required to handle multiple product lines, complete system updates and respond to members via telephone and correspondence.
QUALIFICATIONS:
* High school diploma or GED required.
* One year of customer service experience required.
* Two or more years of customer service preferred.
* Experience with a documentation system to track inquiries generated and received preferred.
* Strong working knowledge of Microsoft Word required.
* Demonstrated ability to determine, analyze, and solve problems related to benefits, claims processing, claims and benefit appeals/complaints, enrollment and premium billing issues required. Demonstrated ability to successfully apply problem-solving and time management methodology, balance multiple tasks as business needs arise while maintaining production and quality standards and meet deadlines.
* Ability to interpret all CDPHP's health plan contract language, riders, schedules.
* Demonstrated ability to effectively communicate on a verbal and written basis using appropriate grammar, spelling, punctuation, and sentence structure is required with members, providers, marketing, pharmacists, governmental agencies, and other persons associated with CDPHP on the phone, written correspondence, and/or face-to-face while maintaining a professional approach is required.
* Strong attention to detail and capability to meet established quality and productivity standards.
* Ability to complete system updates.
Hourly rate: $20.00/hour. Please note, there are two shifts available for this position. Candidates are considered for 9:30am - 6pm, or 11:30am-8pm shifts.
CDPHP salary ranges are designed to be competitive with room for professional and financial growth. Individual compensation is based on several factors unique to each candidate, such as work experience, qualifications, and skills. In addition to cash compensation, CDPHP employees may be eligible for an incentive payment, a discretionary cash reward based on employee and company performance. Some roles may also be eligible for overtime pay.
CDPHP compensation packages go far beyond just salary. The company offers a comprehensive total rewards package that includes award-winning health care coverage, health care dollars, a generous paid time off allowance, employee assistance programs, flexible work environment, and much more. Learn about all CDPHP employee benefits at https://www.cdphp.com/about-us/jobs/benefits.
As an Equal Opportunity/Affirmative Action Employer, CDPHP will not discriminate in its employment practices on the basis of race, color, creed, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, protected veterans status, or any other characteristics protected under applicable law. To that end, all qualified applicants will receive consideration for employment without regard to any such protected status.
CDPHP and its family of companies include subsidiaries Strategic Solutions Management Consultants (SSMC), Practice Support Services (PSS), and ConnectRx Services, LLC.

AI Powered Job Insights

Exciting opportunity for a Member Service Representative! CDPHP, a well-established not-for-profit health plan in Albany, NY, is seeking dedicated individuals to ensure quality member service and educate clients about health plan utilization. This role is integral in addressing member inquiries and solving service-related problems effectively.

๐Ÿ“ Location: Albany, NY  
๐Ÿ’ผ Position: Member Service Representative  
โฐ Hourly Rate: $20.00/hour  
๐Ÿ“… Date Posted: 2024-07-22  
๐Ÿ•’ Shifts: Available 9:30 am โ€“ 6 pm or 11:30 am - 8 pm  

Role Summary:  
- Full ownership of educating members about health plan utilization  
- Address and resolve complaints related to services  
- Collaborate with various departments to enhance service delivery  
- Review eligibility requirements and assist with enrollment applications  

What You'll Do:  
- Handle inquiries through telephone and written correspondence  
- Provide information on health product rates and eligibility  
- Maintain documentation of inquiries in a system  
- Interpret health plan contract language for members  

What's Needed:  
- High school diploma or GED required  
- At least one year of customer service experience, two or more preferred  
- Proficiency in Microsoft Word  
- Strong problem-solving skills and attention to detail  
- Excellent verbal and written communication skills  

CDPHP also offers a robust benefits package including health care coverage, generous paid time off, and opportunities for professional growth. They are an Equal Opportunity Employer, promoting a culture of diversity and inclusion.

Top Interview Questions

  • Q: Can you describe a situation where you had to resolve a complex customer service issue? How did you approach it?

    A: In my previous role, a member was frustrated over a billing discrepancy. I listened carefully to understand their perspective and gathered all relevant information. I then reviewed their account details, contacted the billing department for clarification, and offered a clear explanation to the member. By showing empathy and staying patient throughout the call, I was able to restore their trust in our services, which resulted in positive feedback for our team.

  • Q: What strategies do you use to educate members about their health insurance benefits?

    A: I believe that clear communication and active listening are key when educating members. I first identify their specific needs and any knowledge gaps. Then, I use simple, jargon-free language to explain their benefits, providing real-life examples to illustrate complex concepts. I also encourage questions to ensure they fully understand their rights and responsibilities under the plan.

  • Q: How do you prioritize tasks when faced with multiple queries from different members?

    A: To effectively prioritize tasks, I assess the urgency and complexity of each inquiry. I use a triage system where urgent issues, such as claims denials or enrollment problems, take precedence. I also maintain a task list to keep track of my progress and ensure that every member feels attended to, without compromising the quality of service.

  • Q: Describe your experience with interpreting health insurance contract language. How do you ensure clarity when explaining it to members?

    A: In my experience, interpreting health insurance contract language requires attention to detail and a solid understanding of policy specifics. I read through the relevant sections carefully and highlight key points. When discussing with members, I simplify the language, using analogies where appropriate to help them grasp complex information without feeling overwhelmed. I regularly verify their understanding by asking follow-up questions.

  • Q: What methods do you employ to maintain high-quality service while handling a high volume of calls?

    A: I focus on optimizing my workflow by using scripts to ensure that I cover all necessary information quickly and efficiently without sacrificing personal connection. I also practice active listening techniques to understand and address member concerns fully in a timely manner. Furthermore, I leverage technology, such as CRM systems, to manage customer interactions effectively and streamline follow-up tasks.

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